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Medicare set-asides

Most workers' compensation claimants who settle the medical part of their claim with a Medicare Set-Aside account (MSA) get little more than hard-to-follow instructions from the Centers for Medicare & Medicaid Services (CMS). We help make managing an MSA far easier.

The problem

Confusion makes cases harder to settle

The CMS instructions are usually printed from its website or taken from the determination letter. The uncertainty causes anxiety for claimants and often makes cases harder to settle.

Annuity funding

Simplify, and lock in, funding

A structured settlement that pays into an MSA will ensure that funding minimums are always met, and will save money in the long term by purchasing an annuity to make those payments.

How we help

Professional MSA administration

  • Discounted pricing from a network of medical and drug providers.
  • Qualifying charges paid directly from the MSA account.
  • Checking that each charge is Medicare-eligible and related to the injury.
  • Preparing and filing the CMS report for the claimant.

When the MSA runs out

Medicare picks up from there

Whether the MSA is funded up front or over time with an annuity, once it is used up for the year, or for good, Medicare should pay the claimant's qualifying medical expenses.

Contact us to learn more about managing an MSA.

Talk with our brokers about your case

No pressure and no jargon. A short conversation is often the clearest way to see your options.